That sounds just like our NHS, which is an “insurance” system (it’s a jobs tax really) you can’t opt out of on your payslip – you have to pay NI whether you use it or not, but our independent insurer market isn’t that great either as there are few providers.
“Medicare, medicaid, “health insurance” and so on drive up demand.”
Jeff Herbener.
How do these payment schemes drive up demand for a medical product/service, unless the product/service is bought in advance, thus flagging the demand for it?