You should take a look at the second link Prof. Herbener provided. It should provide you with the answers you need. Remember that although the monograph Rothbard wrote applies to America the same basic mechanism has been going on in other countries as well. Given that the government(or kings in earlier times) are always looking for money, banks will necessarily have a upper hand. So banks and government go, and grow, together in a way. I think Thomas Jefferson said that he regretted giving government the power to borrow money.